The banks struggle for the quality of the loan portfolio. Over three months, the NPL ratio with overdue payments decreased by 37% and was 8.52%. In money equivalent, it is 1.1 trillion tenge. It should be noted that a year before, this indicator was 12.75% and 1.8 trillion tenge, Finprom.kz reports.
Only four banks have the loan portfolios without overdue payments: Citibank, TPB of China, First Heartland Bank and Islamic bank Al Hilal. The leader with a minimum share of toxic assets is Zhilstroisberbank – in total 0.2%, Altyn Bank – 0.55% and Tengri Bank (3.47% against 1.33% a year before). In addition, the top five include Islamic Bank and Bank Home Credit.
