For the last month, the mortgage and car loans in Ukraine decreased in price, while the consumer loans became more expensive, Liga.Net reports.
23 out of 28 surveyed banks give loans. The total number of loan programs, offered by banks, is 93.
The average car loan interest rate decreased to the minimum, by 0.05 and is 15.92% per annum. The car loan interest rates decreased several months in a row. The minimum rates are offered by OTP Bank (0.01-1.0%), Ukrgasbank (1.49%).
The average mortgage value also decreased insignificantly, by 0.06 p.p. and is 20.85% per annum.
Last month, the real property loans decreased in price by 1.93 p.p. The minimum rates are offered by Ukrgasbank for purchasing the residential property on the primary market, on 5-10% per annum for the period from 1 to 2 years.
The consumer loans increased in price by 1.53 p.p., the average interest rate is 37.71% per annum. The minimum rates are offered by Credobank (17.9%), Ukrsibbank (18.01%).
The maximum rate are offered by Bank Concord (98.55%), BTA Bank (82.8%). The overdrafts increased in price by 0.18 p.p. Their cost is 32.77 per annum.
